Changes in Your Personal Life

Congratulations! Whether you’re just starting the planning process or you just got back from your honeymoon, here’s how your marriage affects your Barnes benefits. You have 30 days from the date of your marriage to enroll in or make changes to your benefits.

Medical, Dental, Vision, Health Savings Account Contributions

You can:

• Add coverage for yourself, your new spouse and/or your eligible dependents.
• Drop coverage for yourself, your new spouse and/or your eligible dependents.

Flexible Spending Accounts (FSAs)

You can:

• Enroll.
• Stop participating.
• Increase your contributions.
• Submit your new spouse’s eligible expenses (occurring after the date of marriage) for reimbursement.

Life and Accident Insurance

You can:

• Change your coverage level.
• Purchase additional coverage for your spouse.
• Add your spouse as a beneficiary.

To make changes to your benefits, visit the PlanSource Enrollment System within 30 days of your marriage date. You may be required to provide a copy of your marriage license as proof of marriage.

You May Also Want To

• Review your 401(k) contributions and beneficiaries.  
• Enroll in the MetLife Legal Plan  for legal advice and create or adjust your wills.
• Update your personal information with your HR Manager or through the UltiPro Employee Self-Service website. 
• Update your Social Security card and/or driver’s license if your name and/or address are changing.
• Change your W-4 deductions and state withholdings.
• Contact LifeWorks to get referrals for honeymoon planning services, as well as to help you handle life’s challenges, build resilience and ease your stress.

Ending your relationship can affect your benefits coverage. You have 30 days from the date of your divorce or legal separation to enroll in or make changes to your benefits.

Medical, Dental, Vision, Health Savings Account Contributions

• You can add or drop coverage for yourself and/or your eligible dependents.
• You must drop coverage for your ex-spouse, ex-domestic partner and any ineligible dependents.

Flexible Spending Accounts (FSAs)

You can:

• Enroll.
• Stop participating.
• Change your contributions.

Life and Accident Insurance

• You can change your coverage level.
• You must drop life insurance for your ex-spouse [note: Domestic Partners are not eligible for supplemental life insurance].

To make changes to your benefits, visit the PlanSource Enrollment System within 30 days of your divorce, legal separation or dissolution of domestic partnership.

You May Also Want To

• Review your 401(k) contributions and update your beneficiaries. 
• Enroll in the MetLife Legal Plan to get legal advice and create or adjust your wills.
• Update your personal information with your HR Manager or through the UltiPro Employee Self-Service website. 
• Update your Social Security card and/or driver’s license if your name and/or address are changing.
• Change your W-4 deductions and state withholdings.
• Contact LifeWorks to help you handle life’s challenges, build resilience and ease your stress.

Congratulations on your new addition! Your benefits can pave the way for a smooth arrival. We have you covered with support through your pregnancy, time away from work to bond with the little one and more.

You have 30 days from the birth or adoption of your child to enroll in or make changes to your benefits.

Medical, Dental, Vision, Health Savings Account Contributions

You can:

• Add your child to your current coverage.

Flexible Spending Accounts

You can:

• Enroll or increase your contributions in your Dependent Care Spending Account.
• Enroll or increase your contributions in your Health Care Spending Accounts.

Life and Accident Insurance

You can:

• Add your child as a beneficiary.
• Change your coverage level.
• Purchase additional coverage for your child.

To make changes to your benefits, visit the PlanSource Enrollment System within 30 days of the birth or adoption of your child.

You May Also Want To

• Contact TELUS Health to help you research child care options or for help managing life’s new challenges, build resilience and ease your stress.
• Take a leave of absence to bond with your little one. Contact your HR Manager for details and eligibility requirements.
• Take advantage of your MetLife coverage to complete or update your estate plan to include any new dependents.

Relocating to a new home can be exciting. It can also involve finding new health care providers or being eligible for different benefits. If you move and your current benefits plans aren’t available in your new area, you have 30 days from your moving date to enroll in or make changes to your benefits.

Medical, Dental, Vision, Health Savings Account

You can enroll in a new plan.

To make changes to your benefits, visit the PlanSource Enrollment System within 30 days of your move.

You May Also Want To

• Get a quote for auto and home insurance to find out how you can benefit from Barnes’ special group rates and policy discounts.
• Change your home address on record with your HR Representative.
• If relocating across states, complete a new state tax form.

It’s rewarding to watch your kids become independent adults. Part of their transition to adulthood involves moving from your benefits coverage to their own.

If your child no longer satisfies the requirements to be enrolled under the Barnes benefit plans, you have 30 days from his or her birthday and or change in student status to make changes to your benefits.

Medical, Dental, Vision, Health Savings Account

Medical:

• Coverage for your child automatically ends on the last day of the month in which he or she reaches age 26.
• You may also want to consider adjusting your Health Care Savings Account (HSA) to reflect the dependent’s removal from your coverage.

Dental & Vision:

• Coverage for your child automatically ends on the last day of the month in which he or she reaches age 26.

Flexible Spending Accounts

• You can change or stop your Health Care Spending Account contributions.
• If your child is no longer considered your tax dependent, you can no longer submit expenses for him or her to the Health Care Spending Account.

To make changes to your benefits, visit the PlanSource Enrollment System within 30 days of the date that your child reaches the maximum age limit.

You May Also Want To

• Review your dependent's COBRA options
• Consider the coverage options available through Health Insurance Marketplace at healthcare.gov.

Please accept our condolences for your loss. When you lose a loved one, you have plenty of support and resources to access for assistance.

If you are the dependent and/or beneficiary of a deceased Barnes employee, please immediately call the Corporate Benefits Department 1-860-583-7070 or email Benefits@BGInc.com.

Medical, Dental, Vision, Life Insurance

If you are the dependent and/or beneficiary of a deceased Barnes employee:

• Your coverage under the Barnes medical, dental and vision plans will continue until the end of the month after the month your loved one dies.
• After your coverage ends you may continue medical and dental coverage under COBRA at your own expense.
• If you are the designated beneficiary someone at Barnes will contact you to offer assistance in completing the life insurance claim process.

If you are a Barnes employee, and your dependent and/or beneficiary has died:

• You can drop coverage for your dependent.
• You should update your beneficiary designations on file for both the Barnes Group 401(k) Plan and Life Insurance. 
• If you had optional life insurance for your dependent, contact your HR Representative to begin the process of completing the Life Insurance Claim.

Flexible Spending Accounts

If you are the dependent and/or beneficiary of a deceased Barnes employee:

You can submit claims for expenses incurred prior to your loved one’s death.

If you are a Barnes employee, and your dependent and/or beneficiary has died:

You can stop participating.

Savings and Retirement

If you are the dependent and/or beneficiary of a deceased Barnes employee:

• You may be entitled to your loved one’s account balance if you are the named beneficiary on record with Fidelity.

You May Also Want To

• Contact TELUS Health for programs to help you cope with or talk through your grief - 1-888-456-1324.
• Update your beneficiaries.
• Consider adjusting your will or estate plan.