Accident Insurance

A voluntary accident plan offers coverage for accidents, injuries, ambulance services, and accidental death in addition to your primary medical insurance. It’s also available to your spouse and children — a plan that can protect your whole family and is specifically designed to help offset the out-of-pocket expenses that medical insurance does not pay, including deductibles and copays.

The list of covered injuries includes: broken bones, burns, torn ligaments, cuts repaired by stitches, coma due to a covered injury, eye injuries, ruptured discs and concussion.

Other covered expenses include: emergency room treatment, outpatient surgery facility, doctor office visit, hospitalization, occupational therapy, speech therapy, physical therapy and chiropractic visits.

The schedule of benefits includes a full list of covered injuries and expenses. Coverage begins on the first of the month in which you have your first payroll deduction for premiums.

Other Topics that may interest you

Medical Insurance
Life Events

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