Life Events

If you have a life change, such as getting married or having a baby, you should make sure your benefit coverage continues to match your needs. In most cases, you cannot change your benefit elections until the next annual Open Enrollment period. If the event occurs during the year, special rules apply to changing coverage.

There are generally two categories of life event changes:

Changes in your / your spouses employment status of benefits

Such as: 

  • Gain/loss of full time status affecting level of benefit coverage
  • Spouse gaining/losing employment

Changes in your personal life

Such as:

  • Marriage
  • Divorce
  • Birth/Adoption
  • Death